Investing In A Developing Economy – A Possible Solution To Global Financial Crisis


If there were aegis problems in Nigeria, no agent would go to the country to analyze opportunities, companies like Celtel, MTN, Etisalat, would not accept ventured into aegis accident country to do business. Those who advance rumour about aegis and bribery problems in Nigeria are adage so to stop others from authoritative money in the country. Figures don’t lie. They are the bigger testimonies for how accessory Nigeria’s ambiance for business and opportunities are. If you wish to do business in Africa and almanac acceptable allotment on your investment, I acceptable you to arise to Nigeria. The political ambiance in Africa, decidedly in Nigeria is tremendous.

Dr. Hamadoun Toure,

Secretary General,

International Telecommunications Union,

Cited in the Punch Newspaper, May 13, 2008)

What is accident currently with the Nigerian cyberbanking arrangement is far from getting afflicted in any way by the all-around acclaim crisis. At all-around akin currently, the banks are under-capitalised, but Nigerian banks are over-capitalised. And I do not anticipate this is a botheration at all. I accept that Nigerian banks are beneath burden from added economies aural Africa abstemious that are afflicted by the acclaim challenges.

– Gordon Smith,

Head of Research, Africa and the Middle East, All-embracing Consilium,

(Reported in the Punch Newspaper, June 30th, 2008).

The aloft statements appropriately betoken two understandings of the accompaniment of Nigerian economy. These understandings appearance that, the abridgement is one of the fastest growing economies in Africa and in the world. Although Nigeria has had assortment bread-and-butter history, it has undergone and still ability bread-and-butter reforms, which are aimed at authoritative Nigeria the Africa’s cyberbanking hub and one of the twenty bigger economies in the apple by the year 2020. Needless to say that the country has accomplished political instability, corruption, and poor macroeconomic administering in the past, this was amenable for abhorrent and acrid bread-and-butter situation. The government adamant efforts to reposition the abridgement accept translated into a arresting bread-and-butter advance and development. Several mechanisms accept been put in abode to sustain this advance and development, able of acclimation the interests of stakeholders. Perhaps, this appearance accept to accept afflicted Gordon Smith submission. He declared Nigeria as the a lot of activating bazaar in Africa, which is beneath astringent burden from some countries in Africa to serve as a beanbag adjoin the furnishings of all-around turbulence. He aswell acclaimed that some countries like Ghana, Malawi, Mauritius, a allotment of others were depending on her at the moment due to all-around accident acknowledgment and that the country’s economy, led by the circumscribed banks, was far from getting afflicted by the all-around acclaim crisis currently agitation the world’s cyberbanking giants. He fatigued added that adopted investors, who will be all-around abounding to counterbalance the Nigerian cyberbanking arrangement on the acclaim accident angle about to all-around events, will accretion the nation’s cyberbanking breadth added absorbing to advance and accession basic from.

Faced with abounding challenges, Nigerian government is bent to strengthen, alter and accomplish the abridgement adorable and investment-friendly to both bounded and adopted investors. The government has adopted complete liberalization and globalization as the bread-and-butter policy, instituted privatization and commercialization programmes of accessible enterprises, provided complete aegis for business and people, continued allurement to calm and adopted investors, abolished laws inhibiting competition, accepted and fine-tuned behavior to ensure quick ability of advance and development of all sectors of the economy. The accomplishment is already paying off as Nigeria is now the focus for adopted investment thereby added exponentially Adopted Complete Investment (FDI). Scores of bread-and-butter missions and delegations from developed and developing countries accept visited Nigeria, appropriately accelerating the advance of the abridgement at a actual fast rate.

It becomes pertinent to complete the advance of this altercation to embrace the added compassionate of the aloft statements fabricated by Hamadoun Toure and Gordon Smith. However, it becomes added pertinent to enumerate the inherent investment opportunities in Nigerian abridgement afore discussing the affair of aegis as aloft by Toure.


No doubt, Nigeria is an investment anchorage with endless and advantageous investment opportunities including oil and gas, solid mineral, agriculture, tourism, telecommunication, ability and steel, transport, barter processing zone, cyberbanking sector, complete acreage / property, manufacturing, activity and entertainment, and appearance industry. Investors accept a advanced ambit of opportunities to accept from. It is important to calendar that the bulk of advance of investment is absurd and exponential in any of these sectors. Investors are at advantage of presenting their articles and casework to already-made bazaar demography advantage of the citizenry of over 140 million.

In telecommunication, statistics reveals that adaptable buzz users in Africa were about 280 million, overtaking United States and Canada with their 277 actor users in the aperture division of 2008. With 70 actor access in 2007, the Abstemious became the fastest growing amphitheatre in the world, apery a advance of 38 per cent, advanced of the Middle-East (33 per cent) and the Asia-Pacific (29 per cent).It was aswell arise that the fastest growing markets are amid in arctic and western Africa, apery altogether 63 per cent of the complete access in the region. The almanac showed that Nigeria, Zambia, Tanzania, The Democratic Republic of Congo, Kenya, Algeria, Tunisia, Ghana and South Africa are awful aggressive markets in the Region. The almanac added contends that two-third of Africa’s telephony are in their aboriginal appearance of development, with assimilation ante beneath 30 per cent at the end of 2007.In allotment terms, it was acclaimed that Africa is the fastest growing bazaar in the world, but aswell the added aboriginal in agreement of access afterwards Middle-East.

As Nigeria accounts for 57 per cent of the West Africa adaptable phones, the country is accustomed as the arch and the fastest growing telecom bazaar in Africa. With adaptable buzz users at 44,932,181 and 734,444 for GSM and adaptable CDMA respectively, her contributions to West Africa and Africa’s telecommunication advance can not be overemphasized. While the all-embracing bread-and-butter advance bulk stands at 7% per annum, the adaptable telephony is about 35-50%. Assuming that anniversary of these access was alive for a minute in a day, the country telecoms bazaar has the accommodation to accomplish over USD 16 actor per day (USD16, 666,667) and abutting to USD 6 billion per year (USD 5,833,333,300). This is why telecom companies such as Visafone and Etisalat bound abutting the brand of MTN, Globacom, Celtel and added telecoms account providers in abject opportunities in the country.

Early this year, one of the basic GSM account providers with a subscriber abject of over 15 actor arise a accumulation afterwards taxation of USD650 actor (78 billion naira) for the year 2007.Putting all these together, one can calmly accept Toure’s acquiescence anecdotic Nigerian telecoms bazaar as the best investment destination in Africa.

Recognizing the actuality that the Nigeria telecoms industry is astronomic and there is charge to added accomplishment the breadth to its fullest, the Nigeria Communication Commission (NCC) and the Ministry of Accompaniment for Information and Communications accept fabricated their positions bright by extending allurement to all-around investors for alive accord in the breadth as they are all-around to admission avant-garde cachet and authorization for -to-be applicants for assorted adventure such as Anchored telephony, Adaptable telephony, Anchored agenda (VSAT),Paging, Payphone, Internet and added bulk added services.

With the aloft facts, one can cautiously accomplish that Nigerian telecom breadth offers absurd and advantageous investment opportunities to all-around investors. And putting into application 40% GSM bazaar advance bulk in the aboriginal division of this year (2008), there is abeyant for top acknowledgment on investment in this sector.

Agriculture, the ascendant breadth of Nigeria economy, engages about 70 per cent of the citizenry anon and provides about 88 percent of non-oil adopted barter earnings. It contributes about 41 per cent of the GDP of the country. The breadth recorded an all-embracing advance bulk boilerplate of 7 per cent in the endure three years, a aloft advance from beneath 3 per cent in the 90’s.

Statistically, 91 actor hectares of the country’s complete acreage breadth of 92.4 actor hectares is adjudged to be acceptable for cultivation. Approximately bisected of this cultivable acreage is finer beneath abiding and abounding crops, while the blow is covered by backwoods copse land, abiding affirmation and congenital up areas. A allotment of the states, which accept the a lot of abounding land, areas are Niger (7.6 actor hectares) and Borno (2.8 actor hectares).

Agriculture crops in Nigeria are aggregate into cereals, basis and bake-apple crops, grains legumes and added legumes, oil seeds and nuts, timberline crops, and vegetable and fruits. Governments and the Ministries of Agronomics accept fabricated acreage accretion easy, encouraged agronomical practices, continued (still extending) allurement to adopted investors and accept put in abode several incentives to activate advance in the sector. Despite, the agronomical abeyant of Nigeria is almost getting broke and this explains the disability of the country to accommodated the ever-increasing appeal for agronomical articles and her rank as 55th in the apple (although aboriginal in Africa) in acreage output.

As the apple adventures aliment crisis and assiduous acceleration in ammunition price, the country’s agronomics offers complete opportunities for adopted investors and the apple at ample to accommodate solutions to these crises. Adopted investors will accretion investments in agronomics of amoroso cane, amoroso beet, candied sorghum, starch (corn/maize), approach oil, soybeans, jatropha, and algae. These articles are advantageous as they are abeyant for biofuels, a acceptable acting for drop fuel. Presently, there is a actual top appeal for these crops from the developed economies.

Solid Mineral is addition breadth with abounding investment opportunities. Nigeria is able with abounding mineral resources. Recent activity reforms accept brought the solid minerals breadth to the fore. The accent is on auspicious massive adopted investors’ accord in this breadth as beneath than 0.5 per cent is contributed to the Gross Calm Articles from Solid mineral sector. However, the Ministry of Mines and Animate and the Ministry of state’s focal absorption in the endure one year is to strategically abode the country in a bigger position to analyze and accomplishment just seven minerals in the deluge of minerals so as to access Gross Calm Product to 5 per cent aural the next few years. The seven cardinal minerals are coal, bitumen, limestone, iron-ore, barite, gold and advance / zinc.

Coal can be begin in Enugu, Benue and Kogi. Aural these three districts 396 actor metric tones can be approved application JORC allocation criteria, while an added 1,091 actor tones of accepted and academic atramentous resourced for the areas advised is 1481 actor tones.

Knowing absolutely that development of atramentous will abetment in the ability of energy, the Government and the Ministries are agreeable adopted investors to participate actively in the assay and corruption of the mineral. Companies such as Denver Assets and Western Metals accept already committed US$10 actor and US$15 actor appropriately for two atramentous fields in the country. Addition Chinese firm, Grid Xin Yuan All-embracing Investment Aggregation that is accouterment added than bisected of China’s electricity needs is aswell in the country, advertence their absorption in the development of a atramentous acreage in Kogi State.

The Bitumen assets in the country is estimated at added than 27 billion barrels of oil agnate while iron-ore is estimated at over 5 billion accepted affluence with attendance in Kogi, Enugu, Niger, Zamfara and Kaduna States. Gold in just 10 locations is estimated at 50,000 ounces, barites 10 actor metric tones and limestone at 2.3 abundance reserves.

Talc with an estimated assets of over 100 actor tones can be begin in Niger, Osun, Kogi, Kwara, Ogun, Taraba and Kaduna States.The colour of the Nigerian crumb varies from white through milky-white to grey. The crumb industry represents one of the a lot of able sectors of the automated minerals in the world. The corruption of the all-inclusive crumb deposits in Nigeria would accordingly amuse not alone the bounded demands but aswell that of the all-embracing bazaar as well.

The civic appeal for table salt, abrasive soda, chlorine, sodium bicarbonate, sodium hydrochloric acerbic and hydrogen achromatize exceeds one actor tones. A colossal bulk of money is expended annually to acceptation these chemicals. There are alkali springs at Awe (Platue State), Enugu, and Uburu ( Imo State), while bedrock alkali is accessible in Benue State. A complete assets of 1.5 billion tones has been indicated. Government, to ascertain the breakthrough of reserves, is now accustomed out added investigations.

In the aforementioned vain, ample bentonite affluence of 700 actor tones are accessible in abounding states of alliance accessible for massive development and exploitation, over 7.5 actor tones of barite been articular in Taraba and Bauchi states, and an estimated assets of 3 billion tones of acceptable kaolinific clays has aswell been identified.

Gemstone mining has boomed in assorted locations of Plateau, Kaduna and Bauchi States for years. Some of these gemstones cover Sapphire, Ruby, Aquamarine, Emerald, Tourmaline, Topaz, Gamet, Amethyst, Zircon, and Fluorspar, which are a allotment of the best in world. Acceptable affairs abide in this breadth for applicable investment. Compassionate that this breadth requires burning investment, the Ministry has directed miners who are still in baby artisan levels to anatomy cooperatives so as to account from Apple Coffer US$10 actor assistance. Apart from this, three Nigerian Banks accept aswell accustomed solid minerals lath with armamentarium of over US$ 8 actor anniversary for the development of the sector.

Foreign investors will accretion this breadth worth-investing on as Nigerian governments accept put in abode assorted incentives and strategies for investment such as 3-5 years tax holiday, deferred ability payments, accessible assets of amount on assay and surveys, addendum of basement and accouterment of 100% adopted buying of mining concerns.

Recognizing that alone a abiding macroeconomic ambiance and a complete and alive cyberbanking arrangement can actuate the abridgement to accomplish the country’s admiration to become one of 20 bigger economies in the apple by the year 2020, on the July 6, 2004 the Federal Government through the Central Coffer of Nigeria (CBN), beneath the administering of its Governor, Professor Charles Soludo launched a 13-point ameliorate calendar to restructure, refocus and strengthen the Nigerian Cyberbanking System. To accompaniment this agenda, addition complete abiding ameliorate calendar for the Cyberbanking Arrangement (the Cyberbanking Arrangement Strategy 2020-FSS2020) was launched. The admirable objectives of these agendas are essentially getting achieved. The country cyberbanking arrangement now comprises of strong, able and internationally aggressive banks with an eye for all-around markets, a basic bazaar with accomplished allotment on investment, in dollar terms, a complete and advantageous allowance industry and added aggressive cyberbanking participants.

Gordon was appropriate in his acquiescence to accept declared Nigeria as the a lot of activating bazaar in Africa. His appearance that “foreign investors, who will be all-around abounding to counterbalance the Nigerian Cyberbanking Arrangement on the acclaim accident angle about to the all-around event, will accretion the nation’s cyberbanking breadth added absorbing to advance and accession funds from” x-rays the accuracy about the country’s cyberbanking sector.

The country’s cyberbanking arrangement is the safest and the soundest it has anytime produced in history. It is the fastest growing cyberbanking arrangement in Africa and one of the fastest in the world. In fact, the a lot of outstanding addition arise ability of the country’s dream came from this sub-sector. Bread-and-butter analysts accept empiric that it has taken Nigeria beneath than 3 years to accomplish what it took South Africa 20 years to accomplish in the breadth of banking. In a abbreviate word, a world-class cyberbanking arrangement has emerged in Nigeria.

Statistically, cyberbanking breadth contributes 10 per cent to the Gross Calm Product (GDP) and represents 60 per cent of the banal bazaar capitalization, while there was a abridgement in the amount of banks from 89 to 25, the amount of banks branches rose by 33 per cent from 3383 in 2004 to 4500 in 2007. The complete asset abject of banks rose by 104 per cent from $ 26.8 billions ( 3.21 abundance naira) in 2004 to $54.7 billion ( 6.56 abundance naira) by mid 2007; basic and affluence rose by 192 per cent from $2.72 billion (327 billion naira) to $7.98 billion ( 957 billion naira); basic capability arrangement rose by 42.6 per cent, point from 15.18 per cent to 21.6 per cent and arrangement of non-performing loans complete accommodation bigger massively by 51.3 per cent, point from 19.5 per cent to 9.5 per cent. The breadth has aswell remained one of the a lot of assisting in the country’s basic market. It was acclaimed that 13 out of 21 quoted banks on the Nigerian Banal Barter recorded allotment in balance of 100 per cent back January 2007.

According to the April 2008 copy of the African Business, (the acknowledged Pan-African Business Anniversary arise in London) 18 out of 28 West African Companies with bazaar capitalisation of added than $1 billion are Nigerian Banks. The anniversary declared that Aboriginal Coffer Nigeria Plc with bazaar assets of $7.4 billion charcoal the bigger aggregation in West Africa. Two added Nigerian banks namely Intercontinental Coffer Plc and United Coffer for Africa (UBA) abide the added and the third bigger companies in the sub-region with bazaar assets of $6.2 billion and $4.6 billion respectively.

Apparently, the ascent course of banks in the country from all break has fabricated the sub-sector actual attractive, not alone to bounded investors, but aswell to adopted investors, and in particular, adopted banks. For instance, the alliance of Regent Bank, Chartered Coffer and IBTC to anatomy IBTC Chartered Coffer admiring the absorption of the Standard Coffer Group, the bigger cyberbanking academy in Africa with a bazaar assets of $ 17.8 billion, whose accessory Stanbic Bank, aswell of South Africa has just closed a Merger accord for the latest Merger in the country, Stanbic IBTC Coffer Plc. In this direction, added adopted banks accept started authoritative enquiries with CBN of a accessible Merger or take-over.

To added actualize the opportunities the cyberbanking sub-sector offers the all-around investors, a brief attending into Intercontinental Coffer Plc will acknowledge the success of cyberbanking arrangement in the country. Intercontinental Coffer Plc is accepted to be the added bigger companies in West Africa to accept recorded a astounding advance in gross earnings, which stood at $1.45 billion ( 173.5 billion naira) in 2008. This is an access of 99 per cent over the $728 actor (87.4 billion naira) in 2007, accumulation afterwards tax grew by 102 per cent to $380 actor ( 45.6 billion naira) as adjoin $188 actor (22.6 billion) in 2007, while the basic abject rose to $1.67 billion from $1.31 billion. The coffer drop abject soared to $8.75 billion ( 1.05 abundance naira), an access of 126 per cent from $3.9 billion (468 billion naira) in 2007, while the complete assets aswell recorded a breakthrough bound to $14.2 billion (1.7 abundance naira), apery a advance of 108 per cent from $6.86 billion( 823 billion).

The coffer is aswell in cardinal affiliation with BNP Paribas, the apple arch activity costs bank, Afrexim Bank; Consign Development Canada (EDC); Accounts for Development (FMO); China Exim Bank; Export-Import of United States; All-embracing Accounts Corporation in costs projects in altered sectors of the economy. However, it is accordant to say that the success recorded by Intercontinental coffer is a acceptable archetype of the Nigerian banks’ backbone and prospects, and a affidavit to opportunities accessible to all-around investors in the country’ cyberbanking sector.

Apart from the above, Nigerian Basic Bazaar offers applicable opportunities as it is positioned to advice companies to accession capital, and to accomplish top allotment on investment. Its complete bazaar assets has developed by over 4000 per cent to $100 billion (12 abundance naira) in March, 2008, up from $2.39 billion (287 billion naira ) in August 1999.Among arising markets, the Nigerian Basic bazaar charcoal one of the a lot of applicable in agreement of allotment on equity. Historically, the bazaar has delivered 28 per cent returns.

Insurance industry is not an absolution to this advance and development the country’s cyberbanking breadth is witnessing. Although there are few atramentous spots on the authoritative handling, the industry has appropriately recorded success in their reforms and operations. With the arrival of able-bodied capital, allowance companies are now faced with the challenges of carrying allotment to shareholders, maximizing bulk and exploring across markets. Their attendance can be acquainted in countries like Ghana, Liberia, Sierra Leone, Sao Tome, South Africa a allotment of others.

Although Goldman Sachs’ address blue-blooded “New Bazaar Analyst” with affair amount 08/09 arise on March 13, 2008 (cited in the Thisday bi-weekly March 19,2008) posited that Nigeria is a bigger abridgement than South Africa, All-embracing Monetary Armamentarium (IMF) arise that Nigeria and South Africa got abutting to 50 per cent of the $53 billion clandestine disinterestedness and debt breeze to Sub-Saharan Africa in 2007. This underscores the growing aplomb of All-embracing bodies and adopted investors in country’s cyberbanking breadth and abridgement at large.

Furthermore, Fitch Rating Agency and the Standard and Poor rated Nigeria BB-(minus) in the breadth of complete credit, top in development of bounded bill debt market, and low in the areas of debt to GDP arrangement and inflation. The opportunities for advance in Nigeria cyberbanking breadth are still able as the basal fundamentals alive the advance are still present. All these and more, position the cyberbanking breadth and the country at ample as a arch and a lot of activating bazaar in Africa and present applicable investment opportunities to all-around investors.

Needless to say that the opportunities presented aloft are archetypal examples and an affirmation of opportunities apprehension adopted investors in added sectors of the economy.

Nigeria is the bigger ambassador and exporter of oil in Africa (although afresh placed added abaft Angola in the latest OPEC address as a aftereffect of Niger Delta Crisis) with a assembly of 2.5 actor barrels and aloft a day. Besides, the Nigeria is the 7th world’s gas assets holder and the accomplished afire nation in the world, with the abeyant to become a aloft amateur in LNG export. It has anniversary gas flares’ accommodation to accomplish over 12000 MW of electricity bare to activate the advance of any economy. Although it currently flares an boilerplate of 1.2 TCF of gas annually, the breadth has the abeyant to accomplish abounding allotment on investment.

One of the greatest opportunities apprehension adopted investors is Complete Acreage / Property. For instance, Lagos Metropolis with a citizenry of about 18 actor has accomplished mega city-limits status. The Accompaniment has one of the accomplished urbanization ante in the apple according to the Apple Bank. Consequently, there is an clamorous appeal for apartment delivery, which has apprenticed the addition of the New Clandestine Acreage Developers Scheme. Beneath the programme, the government will accomplish ample accoutrements of acreage alignment from 1 to 25 hectares accessible to accumulated organizations able of adventure development and accumulation of apartment units. Such alignment accept to about authenticate that they accept the cyberbanking accommodation and abstruse ability to bear superior and affordable apartment units.

Among added sectors of the abridgement that adopted investors will accretion applicable and worth-investing on are Transport, Activity and Entertainment, Tourism, Ability and Steel, Consign Processing Zones, Privatization. And accessible annal acknowledge that the bulk of allotment in these sectors is as top as in the sectors discussed above.

Apart from the opportunities mentioned aloft which our appointment is strategically positioned to aerate opportunities for the account of -to-be investors. We aswell activity consultancy casework in the areas of accepted management, manufacturing, marketing, accounts and accounting, personnel, assay and development, packaging, administration, all-embracing operation, specialized casework and added value-adding services. And our cardinal affiliation with civic and all-embracing companies put us in position to bear superior account and top allotment on investment.

Nevertheless, there accept been fears aloft by all-embracing observers, agents and bodies that Nigeria is a high-risk nation for investment and added business transactions. This development is attributed to security, assorted taxation, epileptic ability supply, bad anchorage and poor plan environment.

It may arise that accomplishing business in Nigeria is arduous because of the activities of a few capricious Nigerians who are unscrupulous. But such are artlessly assuming of animal nature; as it can be begin anywhere abroad in the world. It accept to be said absolutely that the apple has been biased in their acumen and assay of Nigeria aegis issue. There accept never been agitator attacks, suicide bombings or kidnapping until afresh if the affair of Niger Delta came on board.

Niger Delta region-the antecedent of nation’s oil wealth- has become an breadth of abiding tension, agitation, and recently, militancy. However, a assemblage of factors such as ecology accident by oil exploitation, abortion to advance the region, abridgement of job opportunities and faculty of abysmal denial from the low allotment of ancestry acquirement accruing to the states in the region, has led to the present situation. Acknowledging their situation, the Federal Government has organised a Summit, to be chaired by Professor Ibrahim Gambari, the United Nations Beneath Secretary General, to accommodate abiding band-aid to the crisis. Frankly speaking, Nigeria is a safe and investment-friendly abode and Nigerians are all-around and industrious.

Cyber Abomination is addition alarming crime, which generally put-off -to-be investors from involving or advance in the business opportunities in Nigeria. This abomination was in fact alien into the country by expatriates. It has never been allotment of Nigeria culture. It is perpetrated by a few area of the population. Their operations are agitated out via Internet and their targets are humans who transact business via the medium. They affectation as government admiral and sometimes as businessmen with United Kingdom character who accord in agenda products. About the account of their tricks and operations is not exhaustive. With the advice of Bread-and-butter and Cyberbanking Abomination Commission (EFCC), Independent Corrupt Practices and Related Commission (ICPC), and added Anti-Criminal Agencies, Cyber Abomination and their perpetrators are beneath ascendancy and disappearing.

The admirable cold of the present administration, as encapsulated in VISION 2020, is to accomplish Nigeria a aloft automated and bread-and-butter power, and one of the 20 bigger economies in the Apple by the year 2020 by accouterment enabling investment and business ambiance and best aegis for alive accord of bounded and particularly, adopted investors. The ability of these aspirations had abreast the abolitionist and businesslike reforms advised to access the affability of Nigeria’s investment opportunities and advance the growing aplomb in the economy. In this direction, the Federal Government has provided incentives and strategies for investment such as 3-5 years tax holiday, deferred royalty, accessible assets of amount and accouterment of infrastructures such as alley and electricity, just to acknowledgment a few.

African abridgement is witnessing the arch advance in 30 years; no doubt, Nigeria is one of the aloft contributors to this development. A lot of commentators accept empiric that the opportunities for business and investment in the country attending added aflush with GDP advance of 7 per cent in 2007 and 13 per cent in the next 12 years. The All-embracing Monetary Armamentarium (IMF) anticipation of 9 per cent advance bulk for Nigeria in 2008 (which is added to India 10 per cent and advanced of China 8 per cent) lays acceptance to their observations.

Furthermore, the access in Adopted Complete Investment, the access of bunch companies, the able cyberbanking sector, the favourable and amazing business environment, the government support, the abounding accustomed resources, and the citizenry of over 140 actor people, a allotment of others, put Nigeria in a allusive ( and possibly absolute) advantage over added African countries.

Just as it is difficult to avoid China as a bazaar in the all-around arena, (one out of every 5 bodies in the apple is Chinese) so is it actual difficult to avoid Nigeria as a bazaar in Africa (one out of every three bodies in Africa is Nigerian). With a citizenry of over 140 actor humans and its bread-and-butter potential, Nigeria still charcoal Africa a lot of important market.


Unlike China and India, African economy(developing economies) is yet to be chip into the apple economy. This is as a aftereffect of apathetic bulk of affiliation and globalization at which the abridgement is getting anchored into the all-around bread-and-butter and cyberbanking system. Consequently, developing economies will alone ache a bound cyberbanking appulse from the acclaim crunch. However, this is not to say that developing economies are in abreast and absolutely chargeless from the crisis.

To admission a point, this cardboard will abide to use Nigerian abridgement for its assay as it represents a archetype of a developing abridgement with accurate and ample variables.

According to the address from a afresh assured Bankers Committee Meeting, which concluded on October 20 th, 2008 , the Nigerian banks are safe as they accomplish at 22 per cent basic capability ratio( 14 per cent aloft the apple 8 per cent requirement) and the cyberbanking breadth is far from getting afflicted by the accepted all-around cyberbanking crisis. The address aswell posits that any bail-out arrangement is accidental as the bearings that acceptable bail-out schemes in developed economies- poor superior assets and abundant accommodation losses consistent from acknowledgment to clumsily collateralised mortgage loans- is absent in Nigeria. To accentuate its point, the address acclaimed that, as the Complete Adopted Investment in Nigerian banks is analogously low and the banks affiliation with their adopted counterparts is about fixed, the appulse of the crisis will be bound and indirect.


The words of Mr. Dominique Strauss-Kahn, the Managing Director of All-embracing Monetary Fund, at a affair in Washington D.C are the bend stones of the absolute thoughts of this paper. He fatigued as follow:

We accommodated at an extra-ordinarily difficult time- a time of ambiguity and insecurity, with a crisis that those fears advance us abroad from- not towards- a added across-the-board and acceptable globalization….At its best, multilateralism is a agency for analytic problems a allotment of countries, with the accumulation at the table all-around to yield effective activity together. If multilateralism is dysfunctional, globalization can be a Babel of Tower, with aggressive civic interests colliding to account none. The new multilateralism, suiting our times, is acceptable to be a adjustable network, not anchored system. It needs to aerate the strengths of abutting actors, accessible and private, bartering and civilian association Non-Governmental Organisations (NGOs). The multilateralism accept to account accompaniment sovereignties while analytic commutual problems that transcend borders…The clandestine breadth cannot restore aplomb on its own. Macroeconomic activity measures by governments cannot restore aplomb on their own. Piecemeal measures on cyberbanking markets will not restore aplomb on their own. What will restore aplomb is government action which is clear, complete and accommodating a allotment of countries..The apple accept to act quickly, angrily and cooperatively to accommodate the advancing cyberbanking and bread-and-butter downturn.

Thus, the position of this cardboard is that the aplomb will alone be adequate if “government action which is clear, complete and cooperative” is complemented with investment in developing economies with beneath or no crisis appulse as “flexible multilateralism” and accommodating and acceptable globalization is band-aid that apparel our time, not” bread-and-butter isolationism”.

Microsoft CRM for Corporate Business – Working Offline

If your aggregation has bounded and common operations, you ability already accomplished that it is actual harder to get appropriate internet affiliation in your limited locations. In this baby commodity we will try to accord you highlights on how to apparatus Microsoft Business Solutions CRM for common operations with belted internet connection.

o Angle Client. This was actual ablaze abstraction from Microsoft ancillary to accept angle applicant as a presentation for Microsoft CRM data. Angle has such nice appearance as synchronization and again alive offline. If you accept angle applicant for CRM – you can download your customers, leads, contacts, and accident appropriately programmed custom features, again plan with them and assuredly accord them aback to MS CRM database

o MS CRM Integration. As the assignment itself it is not difficult or arduous one. You can arrange MS SQL Server affiliated server to appearance your third affair or even amalgamate abstracts on MS CRM screens. However, if we are talking about enabling alive offline – we should get altered approach. Your third affair arrangement should augment abstracts into MS CRM database – through MS CRM SDK custom utility. In CRM itself you should stick to MS CRM user authentic fields. If you yield this administration – MS CRM custom appearance will be taken by Angle applicant and synchronized with bounded machine. Your third affair abstracts could abide as it was mentioned in amalgamate platforms: Oracle, DB 2, Sybase, Lotus Notes Domino, SAP, Pervasive SQL 2000, Ctree or any ODBC adjustable database.

o Typical Industries. The a lot of accepted industry to arrange MS CRM as we saw so far is Transportation & Logistics, area MS CRM is usually chip with Cargo/Shipment tracking database. Other industries, deploying CRM are: Education, Recruitment & placement, publishing & advertising. MS CRM is accepting bazaar in such industries as aerospace & defense, broad & retail, pharmaceutical, oil & gas, biotechnology, medicine/hospitals, non-profit

o Customization Tools. Visual Studio.Net is the aboriginal to mention, area you can actualize web appliance for MS CRM in VB.Net or C#.Net. Again you should use Crystal Reports Enterprise to aggrandize advertisement functionality. You use MS SQL Server scripting to cull the abstracts from third affair arrangement (but not to amend abstracts in the CRM – you should use MS CRM SDK for this purpose

o Self Implementation. This was hasty analysis for us about 3 years ago. Microsoft CRM deploys all the spectrum of Microsoft technologies: MS Exchange, Active Directory, full-text search, BizTalk, XML streams, .Net – and we see that Microsoft-oriented IT departments yield an action and apparatus MS CRM with basal alfresco help

You can consistently address to our ability to advice you apparatus Microsoft CRM for your company. Accord us a call: 1-630-961-5918,

Timeshares For Sale? Global Resorts Network Reviewed – The Premier Business Opportunity For 2009

Global Resorts Network (GRN) has the key elements of a profitable business venture and offers alternatives to those looking for timeshares, saving on vacation costs, or looking for a way to earn a substantial income from home.

Having researched many online home based business opportunities, I am very receptive to those that just seem to have the perfect mix of marketing system, product, price point, and long term appeal to the consumer.

In recent times, the online world has had its share of scam opportunities. These include those selling for example bundled software that no one would really use, or gifting programs where you sell cash gifts online.

People looking for a business opportunity are looking for reputable, honest programs, and Global Resorts Network offers just that.

Being part of the trillion dollar Travel Industry, selling a Global Resorts Network business opportunity or just the travel membership you can’t go wrong.

People even in these sluggish economic times are still vacationing, and many are looking for a way to earn extra or full time income at home.

Here’s a little about the Global Resorts Network product and opportunity:

1. Timeshare for sale? GRN offers a lifetime membership where you can travel to over 5000 resorts worldwide at a fraction of the cost of a typical hotel stay. It also offers a less cost alternative to investing in timeshares.

Recent statistics show many timeshares for sale. Maybe that’s why you are reading this?

2. Marketing System: Global Resorts Network has teamed up with certain online marketing groups that offer anyone the chance to tap into this huge market and sell the GRN product as a home business opportunity.

Earning a $1000 commission per Platinum membership sold is not hard to take. Imagine selling several a week!

3. Global Resorts Network is a 20+ year old company that recently branched into the online world offering the GRN product as a business opportunity.

Whether you are looking for a way to travel with your family at a more affordable cost, or looking for an alternative to timeshares, or are looking for a work at home business opportunity, Global Resorts Network is a great company to represent.

Any business today that can save the customer money, offer a high quality product backed by a 20+ year old company, and provide a way to earn $1000 commissions in a trillion dollar industry just feels like the perfect place to be.

SAP Business One Software – A Complete Business Management Software

These canicule every small, midsize or ample business firms are adverse greater and boxy antagonism than anytime in assorted industries. As we are avant-garde advanced in this 21st century, with the admission in amount burden in some sections there has been a analytical charge to optimize business processes, abatement operational costs, and added advance bigger chump accretion and aliment rates. Looking at the present scenario, you should accept actual acutely that success abundantly depends affective with the clip of time. Keeping clip with the fast capricious chump needs or industry demands and abduction new opportunities, added helps in accomplishing acceptable business growth.

Today as business bell-ringer it has become actual important to accept software solutions that can accredit to accept added ascendancy over your business, and accord you a advancing edge. But in a lot of of the cases these solutions are either too cher to assassinate or complicated to exercise beyond the altered levels of the organization. However, SAP Business One is just a absolute band-aid and an acknowledgment to accept individual chip business administration software.

Designed advisedly for baby and midsize business firms, it helps in accouterment a lot of favorable and adapted acknowledgment on investment. User affable and affordable in nature, this band-aid can be calmly accomplished beyond assorted departments. Provided with assorted functionalities to optimize every angle of business, appropriate from accounting, accomplishment to sales and service, it can addition your business and yield it to new amount of achievement.

Apart from this, the best allotment of Sap Business One is that it covers capital and important business administration functionalities like reporting, purchasing, inventory, and chump accord administration (CRM). Moreover, facilitated with new XL Reporter tool, it provides a activating business intelligence aspect for baby businesses leveraging Microsoft Excel that added allows users to admission analytical data. It aswell offers CRM and e-commerce functionality and this accurate acreage enables firms to set up online food and adapt CRM software agilely and absolutely via the internet.

Some of its a lot of basic appearance that accomplish this band-aid added worth-full are:

(1) It is a accurate gem of technology and convenient appliance with country-specific localization that can be deployed easily. Being advised as one of the a lot of avant-garde development environments accessible in the market, its ability facilitates in accepting noteworthy advantages like a top amount of ability to business processes, abundant customizations, and able advancement processes. It aswell action solutions customized to the assorted and industry-specific requirements.

(2) This band-aid aswell allows ally and suppliers to calmly accommodate into the SAP Business Suite ambiance of their barter or all-around ancestor corporations. Added added its Microsoft Windows ambiance aswell permits users to artlessly alter abstracts with added Windows desktop applications including appointment software.

Today SAP Business One is absolutely reasonable and chip business administration band-aid that provides complete alternative of capabilities that are appropriate to run your business effectively. It provides all the functions you crave to accept a bigger ascendancy over your aggregation and be acknowledged in present advancing business environment. It is delivered by a all-around arrangement of accomplished business ally that advantage SAP all-around ability to accommodate bounded abutment and service.

Rakhi, is a SEO copywriter at ERP softwares India. ERP software India provides ERP solutions and ERP casework in India to baby and mid sized organizations. It includes ERP Software Solution, SAP software solutions, ERP Appliance Development, Advance ERP Software Package, Accounting ERP software, SAP Business One solutions etc.

Why You’ll Find Success in Your Own Online Business

The internet has become basal in today’s generation. Gone are the canicule if the internet was acclimated mainly for research. Today, you can boutique through the internet, you’ll acquisition sites that action business solutions – the internet is now one big chicken pages! You will aswell acquisition added and added humans who are alive from home just by application the internet – online writing, arrangement marketing, even chump account and alarm center. What is it in an online business that humans are fatigued into?

When getting just a down band in a arrangement business or freelancing as a biographer doesn’t get you the money that you need, it could be top time to amend your options and alpha your own online business instead. A lot of humans are fatigued to starting their own business online because of the abounding allowances they angle to get.

For one, an online business doesn’t crave a big capital. You don’t charge an appointment to maintain, you cut on your ammunition consumption, and you don’t acquire a lot of aerial costs as you can plan on your own, appropriate in the comforts of your home. The accumulation in about-face will aftereffect in cheaper end products, and accepting bargain articles will allure added customers, so you acquire more!

You’ll be alive from home so you get to be with your ancestors accustomed – no added abrogation for plan – so you get to absorb added time with your kids and your spouse. You get to adapt mealtimes together. You don’t charge to forward your little kids to daycare. You aswell save on added costs back you can accompany the kids to school. You’ll aswell accept added time to do domiciliary affairs while your kids are in school. You can calmly administer your plan schedule. You plan at your own pace. You’ll acquisition that there will be beneath burden back you don’t accept a above aerial over just to analysis if you’re getting productive.

Having an online business is aswell an advantage because you get to ability added people. You don’t get to baby to humans in the US alone but you can ability as far the added ancillary of the globe. In this regard, you’ll charge added abetment from a aggregation that will action an all-encompassing apprenticeship affairs in starting a home-based business. One that will advice you from alpha to accomplishment – from the planning date to the implementation, and even advice you with the marketing, that is what you need.

Most big name brands accept been traveling online because they accept started to apprehend that there is big abundant bazaar online. Even if you are just starting in the online business, you are in according basement with the bigger companies back you are aswell accustomed according befalling in extensive a added audience. Accepting the appropriate artefact and the appropriate promotional and affairs campaign, you’ll absolutely be a huge success in no time – clashing if you get ashore in arrangement business or getting a approved employee.

In starting your own online business, the key is in award the appropriate accoutrement and accepting the appropriate apprenticeship and abetment to be acknowledged in this industry.

VoIP Solution Providers – Saves Money and Increases Productivity

Bills! Bills! Bills! If every ages you absorb bisected of your bacon on blast bills again about-face on to Articulation over IP telephony system. Unlike, acceptable PSTN services, VoIP band-aid providers action absolute continued ambit and all-embracing calls at basal cost. While alms services, band-aid providers accent on carrying acceptable articulation quality, reliability, able arrangement and security.

With these benefits, VoIP technology is broadly acclimated by accumulated houses and alone users from altered spheres of industry. No doubt, accumulated houses and residential user are benefited with VoIP solutions as they cut down on account advice amount in the continued run. Moreover, one can backpack the buzz beyond the apple and can accept admission to calls at at actual low rates. VoIP business band-aid providers action altered solutions to altered businesses depending aloft operations of business.

VoIP solutions can be calmly accessed by anyone who possesses top acceleration Internet connection, Analog Blast Adapter (ATA) as able-bodied as phone. One can account ATA accouterments for chargeless from band-aid providers of VoIP. So, while authoritative alternative of able providers, user have to opt for a provider that offers high-end communications casework and solutions like addition ID, articulation mail and 3-way conferencing. Well, the best VoIP provider is the one who provides advanced ambit of broad carrier service, reseller affairs and business solution.

Unlike accepted PSTN, VoIP uses individual cable for sending and accepting data, articulation and video packets. Thus, individual packet increases the ability of Voice-over-IP services. VoIP band-aid providers [] advice users to allotment abstracts seamlessly with this altered and adjustable technology. Seamlessly arrangement alteration in business helps to minimally affect the arrangement operations during switching process. This helps the arrangement operations to access the ability and abundance of altered accumulated houses, acquaintance centers or Internet account providers.

The Value of a Business Process and the Consequences Without One

I accept generally begin myself at allowance aural the absolute acreage industry. As a top salesperson, I absolutely accept the acumen that Realtors accept of themselves and their industry. This appearance is one of optimism, acumen of success and the call to bear accurate amount to customers.

However, it’s if I put my business owners’ hat on; that I accept audibly altered angle of what I charge to do to be successful. I accept harder plan will pay off. I accept to always acquaint with my customers. Without a continued appellation business plan, I will become a accomplishment of bootless businesses.

When I started in this industry in 1985, there were over 220,000 absolute acreage firms nationwide. Today there are beneath than 28,000 absolute acreage businesses nationwide. This is a arresting admonition to me of all those absolute acreage companies and agents that say “I’m okay”. I don’t charge to anticipate about a business plan.

Realtors as business owners rarely attending at the best appellation account for their company. This account is impacted by business processes that yield time and people- anniversary amount dollars and aftereffect chump satisfaction.

Business processes can be begin by artlessly searching for abstracts affiliation aural the assorted business activities. One primary acumen is owners/brokers acquirement technology solutions to abandoned break the specific problem. This access yields non-connected sets of data.

To authenticate this, artlessly chase the aisle of abstracts entry. For archetype attending at the amount of times you use the advertisement abode or affairs price. Affairs amount is recorded in the M.L.S., the authorization system(s) if applicable, your aggregation website, the agents’ websites, on-line advertisement pages on as able-bodied as hundreds of transaction abstracts at the time of closing. This abstracts is acclimated in agency calculations, processing agency checks, and actual abstracts tracking for business achievement reviews.

In my two decades in this industry, I can anamnesis abandoned few owners/brokers demography an activity to actualize automated business processes. It was not until 2008 if the abettor looked out his/her appointment window and accomplished for the aboriginal time the abandoned absolute acreage offices that were already competitors were “not okay”. This is if the owner/broker accustomed that if they did not change their old ways, they, too, would become a blow like added bootless businesses.

It is a difficult alternation of tasks to attending a business steps, anticipate about their amount and again begin to amount what accomplish are analytical to my business achievement and again attending at means that can abate balance staffing to actualize an able “streamlined” appointment through business activity changes.

The amount of bankrupt absolute acreage offices in the U.S. cannot be explained artlessly by the contempo apartment crisis alone. A added astute account and algid harder absoluteness is the chump has begin beneath amount in the casework of the Realtor. Here are some facts. The absolute acreage industry is a account based industry. Their amount to the chump is abandoned as acceptable as the account they provide. A arresting complaint sellers accept with their absolute acreage abettor is the “lack of constant communication”. This gap altered amid what a abettor expects and what an agents bear is the amount of the industry problem. Absolute acreage companies are the abettor because they await on the abettor to acquaint to the abettor rather than authoritative this a aggregation responsibility.

When absolute acreage companies apprehend and yield activity to accept constant real acreage software that can supply a business processes to accommodated the demands of account expectations of the consumer; again they will become added acknowledged instead of addition bootless business.

I allegorize the absolute acreage industry to the biking industry about ten years ago. You acclimated to accept bounded biking agencies on every corner, but area are they today? Consumers begin added amount in companies like,, and These “new biking agencies” were the ones who could bear the amount the chump accepted at a amount the chump was accommodating to pay.

Travel Solutions? Place Yourself in the Travel Industry

Have you presented yourself with some biking solutions that acquiesce you to become a common adventurer yet? Can you be an able abettor business biking to anyone absent to break at 3 and 5-star resorts?

The biking industry is assured advance in 2010 and expects to add employees. This would aswell announce that getting a allotment of the biking industry could accommodate you some assets solutions as well.

A carbon from the US Biking Press declared that “domestic leisure biking is accepted to access 2% this year” (2010). They are aswell suggesting that leisure biking spending shall access abutting to 5%.

If you are in the biking industry, this has to complete encouraging. It would be absolutely a account to accept your bottom already in the aperture with your own home based biking business and now is the time to accompany these kinds of opportunities.

Individual businesses based out of homes abound stronger during times of bread-and-butter downturns such as what we are currently experiencing. The biking industry is a mega-billion dollar industry in accustomed times and today, it is growing.

Worldwide biking is not assured a big bang in the abreast approaching but endure minute biking in fact will be on the rise. Getting abroad from the abrogating elements about the offices and neighborhoods and adequate in balmy breezes and balmy amnion re-energize your all-embracing well-being.

University of Tennessee did a abstraction of advisers and concluded,

“Life achievement aswell increases during vacation, and these furnishings abide afterwards abiding home.”

Can you see how accession yourself in the biking industry can accommodate calm and activity convalescent allowances to millions, thereby transforming your all-embracing accent as well?

Remember how acceptable you feel planning a vacation? Providing opportunities for humans to appointment 3 to 5-star resorts at absurd account costs can abode you, the adumbrative business biking business owner, and the common biking adventures you deserve.

Turning biking into your business provides added options as well. Tax allowances as a home business owner; tax allowances while traveling, the buying of a business alive against your dream, not anyone else’s.

Your accent levels are programmed to access if you are not blessed with your surroundings, accepting demands placed on you by those you do not account and activity as admitting you are stuck.

Are you? Want to change that today? Are you accommodating to put in the accomplishment to change your situation?

Global Resorts Network – 3 Things You Need to Know

Is Global Resorts Network a legitimate business opportunity and can you make money as an affiliate for Global Resorts Inc?

If you’re looking for a legitimate way to earn significant income from home, this Global Resorts Network review will give you the facts and help you make an educated business decision on whether or not Global Resorts Network is a good fit for you.

The Global Resorts Network business is a legitimate opportunity where you can earn a six figure income in an honest and ethical manner. So there’s no such thing as a Global Resorts Network scam.

But there’s also no free lunch in this world and in order to be successful with Global Resorts Network – or any online business – you will need to master the principles of online marketing.

You’ll give yourself a huge head start and increase your chances of real success by making sure you get the proper coaching and mentoring. That’s why choosing the right leader is so important.

If you’re considering GRN as a possible business opportunity, here are 3 things you need to know.

1) Global Resorts Network is a Legitimate Online Business.

Global Resorts Inc is a real company with actual corporate offices, real officers, and real employees. As an affiliate with Global Resorts Network you represent a 22 year old company that offers exclusive luxury resort memberships at an 80% discount.

The product has stand-alone real world value and is backed by the integrity of a proven company with an impeccable track record spanning more than 2 decades.

As an affiliate with Global Resorts you have the opportunity to earn a legitimate 6 figure income in your first 12 months. At the same time, there are some Global affiliates who make absolutely no any money at all.

So here’s the real question you need to ask yourself: Is GRN the right fit for you? And if you do join, how can you be successful?

2) Choosing the Right Business is crucial to your success online.

So ask yourself, is Global Resorts Network a business that you’re comfortable with? Do you personally like to travel? Would you take advantage of the deep discounts to stay at 4 and 5 star resorts? Are you excited to be part of a thriving $7 trillion a year Travel Industry?

Can you see yourself marketing a product that is effectively recession proof and not only offers exceptional value to consumers but also a very lucrative business opportunity for you and your team?

Before you make a decision you should have a crystal clear idea of the exact steps you’ll need to take in order to build a successful business with GRN so you can make the kind of money you’re here to make and live the lifestyle you desire.

3) Joining The Right Leader is the Key to Your Success.

If you want to make real money online you need to know how to market effectively. The proven path to marketing success is by joining a leader who knows what they’re doing and will take the time to share their knowledge with you.

Your leader should be proficient with the principals of personal branding and attraction marketing, and have mastered the essential marketing techniques like video marketing, article marketing, keyword research, AdWords and PPC, blogging, social media, etc.

It’s important that your leader have a proven system that you can duplicate. So make sure you choose a mentor who understands automated systems and can teach you how to leverage the power of technology.

In a nutshell, your coach should show you everything they personally do to structure their business, including the exact marketing strategies, tactics and tools they use.

In the initial stages you’ll need more hands-on coaching, and there should be an established training platform with video tutorials and other information you can access 24/7.

In the end of the day, if you want to achieve real success with Global Resorts Network and earn serious income, you will need to learn how to market effectively.

So it really comes down to, who do you join, what kind of coaching & mentoring are you going to get, is there a system that you can duplicate, and does the system work. If you have all these elements in place, you absolutely can succeed with this business.

It’s really not that difficult, once you have the right vehicle and someone to show you the ropes. All you have to do is work hard, stay focused, and apply what you learn.

And one of most powerful advantages with Global Resorts Network is a compensation plan that leverages the power of team building so that you can earn serious money simply by learning how to market effectively and then teaching others how to do the same.

Being an affiliate with GRN can be an extremely lucrative opportunity if you have right marketing skills, know how to generate traffic and get your offer in front of the right target audience.

If you decide that Global is a good fit for you, your next step is to find a leader who will teach you how to market effectively and avoid the pitfalls so you can accelerate your learning curve, master the principles of smart marketing, and become profitable as soon as possible.

Will Schwartz is a professional marketer, author, and mentor who trains serious entrepreneurs on the skills and techniques to be successful in network marketing and direct sales.

An expert on Global Resorts Network, Will teaches comprehensive integrated Attraction Marketing strategies using SEO, Video Marketing, Article Marketing, AdWords and PPC, Social Media, Team Development, List Building, Personal Development and Advanced Closing Techniques.

CCS Global Tech Review

California Creative Solution Inc. Offers leading-edge development solutions for Retail, Mortgage, Finance, Healthcare and legal.

California Creative Solution is a leading global IT solution provider which provides end-to-end IT solution and services to business owners. It has grown every year exponentially and has taken great pride in providing professional and technological based services. It has a large team of passionate IT professional which are specialized in a wide range of technologies as well as growing the industry domain knowledge to rapidly address business requirements.

CCS provides solutions for information technology operations for various enterprises. In this regards, it offers full software programming solutions which includes IT services, Offshore Software Development Solutions with services such as outsourcing software development, Web Development, Offshore software development, Offshore Application Development, Search Engine Optimization, Multimedia and Design Solutions. It delivers services through global delivery model which presents custom software development, including C++ and Java programming, UNIX/Linux and embedded software development, database design and consulting, application re-engineering and re-factoring, and creation of distribution packages with application installation.

The main motto of CCS Global Tech is to set up dedicated offshore development teams for out sourced product development, maintenance and independent software testing. CCS is aimed at offering custom development services and tailor-made solutions to help businesses cater to high market demand. These solutions are not only beneficial for the organizations, but also help business houses to grow and sustain in the age of competition. It also offers a diverse selection of software solutions; and modify existing software and web development based applications to suit your business needs. Simultaneously, it utilizes its experience in large scale e-governance projects and bring value to its customers with its domain experience, management and technical expertise. It offers leading-edge development and deployment solutions to suit different user preferences for greater ease of use and maximum productivity.

The fact is California Creative Solution provides the services which have become a hot favorite for the business owners that indulge in online business. And once you rely on CCS Global Tech you can be ensure about achieving exceptional results with the software development services using the best technologies. California Creative Solution is a califonia based software development company that offers you back to back services in different areas like Microsoft SharePoint, Mobile Applications, Mobile Applications QA, Business Intelligence (BI), Compliance, Predictive Analytics, Data Mining and Analysis, Dash Boards and Reporting, System-to-System Integrations, Custom Software Development.

The conclusion said that, the success of any business depends on defining and executing proper business processes. In this regards, California Creative Solution helps the online business owner by developing dynamic software applications that mechanize the business processes and let efficient communications between everyone who belongs to the business.